You know you’re a grown-up when you begin asking yourself difficult questions. For example, is a credit card a good idea? Confronting yourself with this query means you’re aware of your finances. And that you are mindful of how important your financial health is. After all, how you manage your money affects all areas of your life. For instance, you might need to delay your marriage plans because you’re not yet financially stable to start a family. Or you might need to live outside the city because that’s where you…
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