If you have student loans, you might be paying them off for decades. Your home loan, utility bills, and auto loan payments may prevent you from paying off your student loan on time. If you are having difficulty making payments on your student loans, try negotiating with your lender. In some cases, you may owe less than the amount settled. If you experience any of these symptoms: Your loans have defaulted (or are close to default). A lump-sum payment will be given to settle your outstanding debt. The alternative is…
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